Terms & Conditions

Disclaimer

WACommerce is not responsible for any incorrect or inaccurate Content posted on the Website or in connection with the Service, whether caused by users of the Website, Members or by any of the equipment or programming associated with or utilized in the Service. WACommerce is not responsible for the conduct, whether online or offline, of any user of the Website or Member of the Service. WACommerce assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, user or Member communications. WACommerce is not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers or providers, computer equipment, software, failure of email or players on account of technical problems or traffic congestion on the Internet or at any Website or combination thereof, including injury or damage to users and/or Members or to any other person's computer related to or resulting from participating or downloading materials in connection with the Web and/or in connection with the Service. Under no circumstances will WACommerce be responsible for any loss or damage, including personal injury or death, resulting from anyone's use of the Website or the Service, any Content posted on the Website or transmitted to Members, or any interactions between users of the Website, whether online or offline. The Website and the Service are provided "AS-IS" and WACommerce expressly disclaims any warranty of fitness for a particular purpose or non-infringement. WACommerce cannot guarantee and does not promise any specific results from use of the Website and/or the Service. Privacy Policy

WACommerce takes your privacy seriously. Please read the following to learn more about our privacy policy.

WHAT THIS PRIVACY POLICY COVERS

• This policy covers how WACommerce treats personal information that WACommerce collects and receives, including information related to your past use of WACommerce products and services.

• Personal information is information about you that is personally identifiable (such as your name, address, email address, or phone number), and that is not otherwise publicly available.

• This policy does not apply to the practices of companies that WACommerce does not own or control, or to persons that WACommerce does not employ.

INFORMATION COLLECTION AND USE

General

• WACommerce collects personal information when you register with WACommerce, when you use WACommerce products or services, when you visit WACommerce pages or the pages of certain WACommerce partners, and when you enter promotions or sweepstakes. WACommerce may combine information about you that we already have with information we obtain from business partners or other companies.

• When you register, we ask for certain information, such as your name, email address, birth date, gender, zip code, occupation, industry, and personal interests. For some financial products and services we may also ask for your home or business address, Tax I.D. number or Social Security number, and information about your financial condition. Once you register with WACommerce and sign in to our services, you are not anonymous to us.

• WACommerce collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.

• WACommerce automatically receives and records information on our server logs from your browser, including your IP address, WACommerce cookie information, and the web pages you request.

• WACommerce uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

INFORMATION SHARING AND DISCLOSURE

• WACommerce does not rent, sell, or share personal information about you with other people or nonaffiliated companies, except to provide products or services you have requested, when we have your permission, or under the following circumstances:

• If we provide the information to trusted partners who work on behalf of or with WACommerce under confidentiality agreements. These companies may use your personal information to help WACommerce communicate with you about offers from WACommerce and our marketing partners. However, these companies do not have any independent right to share this information.

• If we have a parent's permission to share the information if the user is a child under age 13. Parents have the option of allowing WACommerce to collect and use their child's information without consenting to WACommerce sharing of this information with people and companies who may use this information for their own purposes;

• If we respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims;

• If we believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of WACommerce's terms of use, or as otherwise required by law.

• If we transfer information about you if WACommerce is acquired by or merged with another company. In this event, WACommerce will notify you before information about you is transferred and becomes subject to a different privacy policy.

• WACommerce displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click on targeted ads meet the targeting criteria (for example, women ages 18-24 from a particular geographic area).

• WACommerce does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.

• WACommerce advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).

COOKIES

• WACommerce may set and access WACommerce cookies on your computer.

• WACommerce lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to WACommerce's cookies.

YOUR ABILITY TO EDIT AND DELETE YOUR ACCOUNT INFORMATION AND PREFERENCES

General

• You can edit your WACommerce Account Information at any time.

• We reserve the right to send you certain communications relating to the WACommerce service, such as service announcements, administrative messages and the WACommerce Newsletter, that are considered part of your WACommerce account, without offering you the opportunity to opt-out of receiving them.

• You can delete your WACommerce account by visiting or clicking on "Send Us Feedback" and emailing our administrator.

CONFIDENTIALITY AND SECURITY

• We limit access to personal information about you to employees who we believe reasonably need access to that information in order to provide products or services to you or in order to do their jobs.

• We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.

CHANGES TO THIS PRIVACY POLICY

• WACommerce may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your WACommerce account or by placing a prominent notice on our site.

QUESTIONS AND SUGGESTIONS

• If you have questions or suggestions, please complete a feedback form or you can contact us at: eSupport@WACommerce.org